Monday, October 10, 2011

Medical Insurance For Foreingners

United States has a lot of visitors every year. People come as tourists to see US, others come as visitors of their relatives staying there and still others come as potential immigrants on different types of visas.
Medical care has become so expensive that in the event of any visitor falling ill in the US, Canada or Europe, or needing hospitalization, will have great difficulty in meeting the costs. No one knows when they will fall ill or become bed ridden or suffer from major diseases or have accidents which require hospital stay. And for all these people it is necessary to have medical insurance. It can be a temporary one, covering the period of their stay in the US.
Old parents come to the US to visit their children. If the children are green card holders, the parents may stay for six months and during this period, some old age related illness may affect them. There have been cases where an old father had a heart attack when on a visit. Because he had health insurance cover, his children did not feel the pinch; otherwise all their savings would have gone into settling the medical bills.
The US Department of Health gives information on this topic and it also offers free visitor medical insurance quotes. Plans offer benefits to cover inpatient hospital, outpatient doctors office visit, surgery and prescription drug expenses. Before entering US the potential visitor can look up the website for facilities, benefits and premiums on this. There are several non US citizens who have visited the US and have had insurance cover to help them. The website is user friendly and is efficient. One can choose the insurance seller and buy the most appropriate one which can have great benefits with relatively less premium.
After selecting the insurance providing agency, many customers have testified that their policy and ID card arrived on time and they had no difficulty. In several cases visitors have fallen ill while on a visit to the US and have needed medical help. By buying visitor’s insurance, they have greatly benefited. The bills and payments, lab testing and other things are sorted out by the insurance companies for their customers. New immigrants as well as visitors have recommended nriol.net for Health insurance as one of the good insurance cover agents as their responses have been quick and soothing, their representatives patient and sincere. It matters a great deal if the insurance people are nice and good. Visitors are generally not very familiar with the insurance buying procedure and a good and a highly recommended one certainly brings a lot of help and assistance.
Those who come to the US on dependent visas or business visas also need medical insurance. And they can easily buy it by paying a premium. The benefits of buying medical insurance while on a holiday, business visit or tourist sightseeing are of great benefit to the buyer. It is recommended that everyone who goes to the US, Canada or Europe buys insurance so that his stay can be smooth and worry-free.
Resources: Get your Isurance Quotes Here The best online insurance quotes or estimates Here

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